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Benefits Loss or Damage to your car due to
Accidental external means
Fire, External explosion, self-ignition or lightning or frost
Burglary, house-breaking or theft
Malicious act
Riot, strike
Flood, hail, wind, hurricane, cyclone, tornado or typhoon
Earthquake, volcanic eruption or other convulsion of nature
Whilst in transit by air, road, rail, inland waterway, lift or elevator
Liability to third party